How do I calculate net salary from gross in Austria for 2026?

Your Austrian net salary (Netto) is your gross (Brutto) minus social insurance contributions (18.07% for employees — pension 10.25%, health 3.87%, unemployment 2.95% and the chamber and housing levies 1.0%) and income tax (Lohnsteuer) on the remainder. Ongoing monthly pay is taxed on the progressive 2026 tariff, while the 13th and 14th salaries are taxed at just 6% after a €620 allowance. Enter your gross above to see the exact 2026 split.

Why are there 14 salaries in Austria and how are the 13th and 14th taxed?

Most Austrian employees receive 14 payments a year: 12 monthly salaries plus a 13th (holiday pay / Urlaubsgeld, usually in June) and a 14th (Christmas pay / Weihnachtsgeld, usually in November). These special payments (Sonderzahlungen) are a major tax advantage: within the annual sixth (Jahressechstel), the first €620 is tax-free and the rest is taxed at only 6% — far below the progressive tariff that applies to ordinary monthly pay. This is why dividing an annual salary by 12 badly understates Austrian take-home pay.

What social insurance do Austrian employees pay in 2026?

For 2026 the employee share for white-collar staff (Angestellte) totals 18.07%: pension (Pensionsversicherung) 10.25%, health (Krankenversicherung) 3.87%, unemployment (Arbeitslosenversicherung) 2.95%, plus the Arbeiterkammer levy 0.5% and housing levy 0.5%. Contributions are capped at €6,930 gross per month for ongoing pay and €13,860 per year for special payments. The unemployment share is reduced (to 0%, 1% or 2%) for low monthly incomes up to €2,630.

How much net is €3,000 gross per month in Austria in 2026?

For a single employee with no children paid 14 times a year, €3,000 gross per month in 2026 leaves roughly €2,180 net in an ordinary month after about €542 social insurance and €278 income tax. The 13th and 14th salaries net far more — about €4,658 combined — because they are taxed at only 6%, bringing the annual net to roughly €30,800 (about €2,568 a month on average). Use the calculator above for your exact situation.

🇦🇹 Austrian Salary Calculator (Brutto-Netto)

Q: What are the 2026 income tax brackets in Austria?

For 2026 the brackets were raised by about 1.73% against cold progression: income up to €13,539 is tax-free, then 20% to €21,992, 30% to €36,458, 40% to €70,365, 48% to €104,859, 50% to €1,000,000 and 55% above that. These apply to taxable income after social insurance and allowances.

Work out your Austrian net pay (Netto) from gross (Brutto) for 2026 — income tax (Lohnsteuer), the full social-insurance split, and the favourable 6% tax on your 13th & 14th salary, with a clear 12-vs-14 payment breakdown. Updated 2026 rates.

Gross Salary (Brutto)

Period

Payments per Year

Place of Employment (Bundesland)

Children (Familienbonus, under 18)

Familienbonus Claim

Advanced options — older children, sole earner, commuter allowance & benefits in kind

Children 18+ (Familienbonus €700, with Familienbeihilfe)

Sole Earner / Single Parent (AVAB/AEAB)

Benefit in Kind (Sachbezug, € / month)

Company Car (Firmen-KFZ)

Monthly Tax-Free Allowance (Freibetrag, € / month)

Commute Distance — one way (km)

Public Transport Reasonable?

Commuting Days per Month

Item	Per Month	Per Year
Gross (Brutto)	—	—
Income Tax (Lohnsteuer)	—	—
— of which 13th/14th (6%)	—	—
Social Insurance (Sozialversicherung)	—	—
Pension (Pensionsversicherung 10.25%)	—	—
Health (Krankenversicherung 3.87%)	—	—
Unemployment (Arbeitslosenversicherung)	—	—
Chamber, housing & other levies (1.25%)	—	—
Total Deductions	—	—
Net Salary (Netto)	—	—

⚠️ Guidance only. This calculator applies the official 2026 Austrian income-tax tariff (§33 EStG), the 2026 social-insurance rates and ceilings, and the §67 special-payment rules (€620 allowance + 6% on the 13th/14th within the Jahressechstel). It models the common employee (Angestellte/r) case and includes the Verkehrsabsetzbetrag, Familienbonus Plus (full or shared), the sole-earner deduction, the commuter allowance (Pendlerpauschale + Pendlereuro), benefits in kind (Sachbezug) and the Vienna social-insurance surcharge. It does not model the low-income SV refund (Negativsteuer) or mid-year changes. For payroll-exact figures consult your employer, the BMF Brutto-Netto-Rechner, or a Steuerberater.

How Austrian Brutto-Netto works in 2026

Your gross salary (Brutto) is reduced by social insurance (Sozialversicherung) and income tax (Lohnsteuer) to reach your net pay (Netto). Austria has no tax classes (Steuerklassen) and no church tax withheld from pay, so the calculation is more straightforward than in Germany — but the 14-salary system makes a big difference to your annual take-home.

The 14-salary system (13th & 14th salary)

Most employees receive 14 payments a year: 12 ordinary monthly salaries plus a 13th (holiday pay, Urlaubsgeld, typically in June) and a 14th (Christmas pay, Weihnachtsgeld, typically in November). These Sonderzahlungen enjoy a major tax break: within the annual sixth (Jahressechstel), the first €620 is tax-free and the remainder is taxed at just 6% — far below the progressive tariff on ordinary pay. Social insurance still applies (capped at €13,860 a year for special payments). This is why simply dividing an annual figure by 12 understates Austrian net pay — the calculator above shows the 13th/14th separately so you can see exactly what they add.

2026 Income Tax Brackets (§33 EStG)

Income up to €13,539 is tax-free, then 20% to €21,992, 30% to €36,458, 40% to €70,365, 48% to €104,859, 50% to €1,000,000 and 55% above. The brackets were lifted about 1.73% for 2026 to offset cold progression. The Verkehrsabsetzbetrag (€496, with an income-tested top-up) and, where applicable, the Familienbonus Plus and sole-earner deduction reduce the tax due.

2026 Social Insurance (Employee Share)

Pension (Pensionsversicherung) 10.25% · Health (Krankenversicherung) 3.87% · Unemployment (Arbeitslosenversicherung) 2.95% · Arbeiterkammer levy 0.5% · Housing levy (Wohnbauförderung) 0.5% — a total employee share of 18.07%. The unemployment share is reduced for low monthly incomes (0% up to €2,225, 1% to €2,427, 2% to €2,630). Contributions are capped at the 2026 ceilings: €6,930 gross per month for ongoing pay and €13,860 per year for the 13th/14th.

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Important Note: This tool is intended to provide estimates and should not be used as a substitute for professional advice. Information generated by these calculators may be incomplete and does not account for all individual circumstances. Always seek the counsel of a certified expert (such as a financial advisor, healthcare provider, or licensed engineer) before taking action based on these results.

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