How do I calculate zakat penghasilan (income zakat) in 2026?

Zakat penghasilan is 2.5% of your income once your income reaches the nisab — the value of 85 grams of gold per year. If your annual income is at or above the nisab, you pay 2.5% of your income (the BAZNAS method uses gross monthly income). For 2026 the BAZNAS nisab is about Rp91,681,728 per year (Rp7,640,144 per month). Enter your income above to see your zakat.

What is the nisab for zakat in 2026?

The nisab is the minimum amount of wealth or income on which zakat becomes due. It is the value of 85 grams of gold. Because the gold price moves, so does the rupiah nisab — for 2026 BAZNAS sets it at roughly Rp91,681,728 per year (about Rp1,078,609 per gram). You can change the gold price in the calculator to use the current rate.

How is zakat maal (wealth zakat) calculated?

Zakat maal is 2.5% of your net wealth — cash and savings, gold and silver, investments, business assets and receivables, minus short-term debts — provided the net wealth is at or above the nisab (85 grams of gold) and has been held for one full lunar year (haul). If both conditions are met you pay 2.5% of the net wealth.

What is the zakat rate?

The zakat rate for income (penghasilan) and wealth (maal) is 2.5% (one fortieth). It applies to the full amount once the nisab is reached, not just the part above the nisab.

Is zakat calculated on monthly or yearly income?

You may pay zakat penghasilan monthly or yearly. If your monthly income reaches the monthly nisab you can pay 2.5% each month; otherwise the income is accumulated over the year and compared with the annual nisab. This calculator checks your annual income against the annual nisab and shows both monthly and yearly zakat.

🕌 Zakat Calculator (Kalkulator Zakat)

Work out your zakat penghasilan (income zakat) and zakat maal (wealth zakat) for 2026 — 2.5% once you reach the nisab of 85 grams of gold, following the BAZNAS method.

Zakat Type (Jenis Zakat)

Gold Price per Gram (Harga emas/gram) — for the nisab

Monthly Income (Penghasilan/bulan)

Other Monthly Income (Penghasilan lain)

Basic Living Needs to Deduct (optional, Kebutuhan pokok)

⚠️ Guidance only. This calculator uses the widely-followed BAZNAS method: a zakat rate of 2.5% and a nisab equal to the value of 85 grams of gold (with a one-year haul for zakat maal). The rupiah nisab depends on the current gold price, which you can edit above. Scholarly opinions differ on whether income zakat is taken from gross or net income and on the exact nisab basis, so treat the result as an estimate. For a binding ruling consult your local amil zakat body (such as BAZNAS) or a qualified scholar.

How zakat is calculated in 2026

Zakat is an obligatory charitable contribution in Islam, due at a rate of 2.5% once your income or wealth reaches the nisab — the minimum threshold, set at the value of 85 grams of gold. This calculator follows the method used by BAZNAS, Indonesia's national zakat agency.

Zakat penghasilan (income zakat)

Zakat penghasilan is due on regular income from work or profession. If your income for the year reaches the nisab (about Rp91,681,728 for 2026), you pay 2.5% of your income. BAZNAS calculates it on gross monthly income, so on Rp10,000,000 per month the zakat is Rp250,000 per month. You may pay monthly or accumulate and pay yearly. Some scholars allow you to deduct basic living needs first — the calculator offers an optional field for that.

Zakat maal (wealth zakat)

Zakat maal is due on wealth you have held for one full lunar year (one haul): cash and savings, gold and silver, investments, business assets and receivables, minus short-term debts. If your net wealth reaches the nisab (85 grams of gold) and the haul is complete, you pay 2.5% of the net wealth.

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Important Note: This tool is intended to provide estimates and should not be used as a substitute for professional advice. Information generated by these calculators may be incomplete and does not account for all individual circumstances. Always seek the counsel of a qualified authority (such as your local zakat body or a scholar) before taking action based on these results.

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